123money!

At 123money we know that you could do with saving money on purchases, making money for free online, or taking advantage of ways to buy goods online that will give you a cash reward. These three key areas can lead to you improving your cash position and best of all they are all free, yes we don't charge you a penny.

Everybody wants to save money and some of the easiest and best ways of sving money are to:

• try and repay any outstanding debts as soon as possible after you receive you’re income. That way you'll get the bills out of the way before you get a chance to spend the money on other things;
• consider getting a second job to allow you to clear any outstanding debts quicker;
• try to sell any unwanted bits and pieces through either a garage/car boot sale or online using an auction website such as e-bay or Amazon; 
• shop around for the cheapest mortgages, credit cards and loans, don’t just visit your local bank. If you have any savings it is probably better to use them to pay off your debt as the interest is likely to be higher on your borrowings. You should be able to get an interest free credit card fairly easily which is useful if you have any outstanding credit card debts and this gives you a chance to keep repaying them but not to be hit with any interest for the introductory period;
• Consider switching gas and electricity suppliers by visiting uSwitch;
• when shopping in supermarkets buy the supermakets own labelled products as these are often just as good as well known brands but are considerably cheaper; and
• give up smoking, its bad for your health and bad for your bank balance.

There are a number of cashback reward sites who will reward you in cash, shares, or points if you buy from a link on their sites. Basically these sites are advertising sites that are wiling to share some of their advertising income with you.

The reward sites listed below are all free to join and the majority in fact will all pay you a welcome bonus for joining. It is a good idea to join a few of them and then when you go to buy something online to compare the rewards on offer and to buy from the one which offers you the best deal. Remember to use price comparison sites when you are shopping online to ensure you get an even better deal.

As well as paying you for shopping online most of the reward sites offer rewards for requesting information, playing games or signing up for newsletters from their sponsors. To view some comparison tables of the sign up bonuses, redemption levels and a sample of discounts available from reward sites click here. To see an example of how easy it is to make money from reward sites click here.

GreasyPalm is one of the UK's fastest growing rewards sites. It has became popular by it's transparent rewards system. There's no points, gimmicks or shares. Instead it rewards it's members with cash rebates against hundreds of leading online retailers. All new members accounts are credited with £2.50 and are entered into a free prize draw, giving you a chance to win a £1,000 cash prize.

On joining the mutual.net you receive £5 of free shares in the mutual.net which is a profitable listed company on the London Stock Exchange. You earn more shares when you shop online at over 400 top sites including Amazon, Dell, Tesco, John Lewis and Argos. Shares in the the mutual.net have increased by over 300% in the last 12 months making this an attractive rewards scheme. If, however, you would prefer hard cash then you can sign up to earn your rewards in this manner as well.  

rpoints is a bargain-hunting community offering rewards when you shop online, sign up for newsletters or refer friends. They have an easy points section where you can earn over £30 without having to spend a penny. In addition the site also has several exceptional discussion boards discussing all sorts of interesting subjects. On top of all of this they even give you £5 free when you join them.